<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<!--Web 2.0 Content Powered by MyST Blogsite® (http://blogsite.com)-->
<!--A service of MyST Technology Partners, Inc. (http://myst-technology.com)-->
<?xml-stylesheet href="http://blog.programcritique.com/public/styles/etc/object.xsl" type="text/xsl"?>

<?myst-baseUrl http://blog.programcritique.com/public/?>

<MySmartChannels Public="true" UserID="103764" dT="94" t0="1231438054208">
     <GetChannelItem_Result>
      <Item>
       <Resource>
        <ObjectID>209678</ObjectID>
        <ObjectClass>Resource</ObjectClass>
        <OwnerID ObjectClass="Domain" Title="[Weblog] Public Comments For Critiqued/Reviewed Business Opportunities">104745</OwnerID>
        <CreatedByID ObjectClass="User" Title="$ProgramCritique">103761</CreatedByID>
        <ModifiedByID ObjectClass="User" Title="$ProgramCritique">103761</ModifiedByID>
        <CreateTime Title="2008-07-25 06:28:19 EDT">1216981699579</CreateTime>
        <ModifyTime Title="2008-07-28 07:31:04 EDT">1217244664855</ModifyTime>
        <SecurityModel>Controlled</SecurityModel>
        <Name>David Ramsey's Advice is Oversimplified</Name>
        <Summary>Review by R.E.Pannell -- Money expert does not agree with David Ramsey's methods</Summary>
        <Description>&lt;table width='431px' style='font-size:90%;'&gt; &lt;tr&gt; &lt;td width='50px' align='right' style='font-weight:bold'&gt;Category:&lt;/td&gt; &lt;td width='6px'&gt;&amp;nbsp;&lt;/td&gt; &lt;td width='375px' align='left'&gt;Offline Gurus&lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td width='50px' align='right' style='font-weight:bold'&gt;About:&lt;/td&gt; &lt;td width='6px'&gt;&amp;nbsp;&lt;/td&gt; &lt;td width='375px' align='left'&gt; &lt;a href='http://www.google.com/search?hl=en&amp;q=%22David+Ramsey+%22' title='Search for more information about David Ramsey .' target='_blank'&gt;David Ramsey &lt;/a&gt; &lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td width='50px' align='right' style='font-weight:bold'&gt;Author:&lt;/td&gt; &lt;td width='6px'&gt;&amp;nbsp;&lt;/td&gt; &lt;td width='375px' align='left'&gt;R.E.Pannell &lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td width='50px' align='right' style='font-weight:bold'&gt;Rating:&lt;/td&gt; &lt;td width='6px'&gt;&amp;nbsp;&lt;/td&gt; &lt;td width='375px' align='left'&gt;2 Stars (or Acceptable) &lt;/td&gt; &lt;/tr&gt; &lt;tr&gt; &lt;td width='50px' align='right' style='font-weight:bold'&gt;&amp;nbsp;&lt;/td&gt; &lt;td width='6px'&gt;&amp;nbsp;&lt;/td&gt; &lt;td width='375px' align='left'&gt; &lt;a href='http://programcritique.com/subcategories/reviews/DaveRamsey13475.html?return_url=/subcategories/offlinegurus/DaveRamsey.html' title='David Ramsey's Advice is Oversimplified ' target='_blank'&gt; Read More &lt;/a&gt; &amp;nbsp;|&amp;nbsp; &lt;a href='http://programcritique.com/subcategories/offlinegurus/DaveRamsey.html#cust_review' title='Read other reviews about David Ramsey .' target='_blank'&gt; Other Reviews &lt;/a&gt; &amp;nbsp;|&amp;nbsp; &lt;a href='http://programcritique.com/subcategories/add_review.html?reviewed_name=David%20Ramsey&amp;filename_strip=DaveRamsey&amp;reviewed_category=Offline%20Gurus&amp;return_url=/subcategories/reviews/DaveRamsey13475.html' title='Write your own review about David Ramsey .' target='_blank'&gt; Write A Review &lt;/a&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;p&gt; &lt;b&gt;Review...&lt;/b&gt; &lt;br/&gt;&lt;br/&gt; In general, becoming financially responsible is good advice, but too often specific advice is lacking. &lt;br /&gt; &lt;br /&gt; First, I am fairly knowledgeable regarding automobiles, and his advice to "just buy a garage sale beater" will more often than not cost more than buying new. Several hours daily would need to be dedicated to answering questions regarding the purchase of specific cars. &lt;br /&gt; &lt;br /&gt; Second, Mr Ramsey's berating the proposal to drop the tax cut for the wealthy is quite telling. Is he totally ignorant of the tax inequity of FICA, or is he aware of it and just ignores that 15% paid by those who 'work' for a living while pushing the Neo-Conservative Republican Party line? &lt;/p&gt; &lt;table align='left' width='431px' style='font-size:90%;'&gt; &lt;tr&gt; &lt;td colspan='3' width='431px' align='left'&gt; &lt;b&gt;Promotional Offer - &lt;/b&gt; &lt;a href='http://www.GRNElite50Challenge2.com' title='Take a look at our promotional offers related to this review.' target='_blank'&gt; Make Thousands of $1007, $3007, $5007 From Your Home Computer and Talk to No One &lt;/a&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;</Description>
        <ResourceTypeID ObjectClass="ResourceType" Title="Item:Link">9</ResourceTypeID>
        <ContentType>application/xml</ContentType>
        <ContentDocument>
         <ItemProperties>
               <CommonProperties>
                <Hidden>false</Hidden>

                <Keywords>
                 <Keyword>category:Offline Gurus</Keyword>

                 <Keyword>David Ramsey</Keyword>

                 <Keyword>critique of wealth guru</Keyword>

                 <Keyword>get out of debt quick</Keyword>

                 <Keyword>FICA score</Keyword>

                 <Keyword>conservative agenda</Keyword>

       </Keywords>

                <Links>
                 <Link>
                  <Title>David Ramsey's Advice is Oversimplified</Title>

                  <Synopsis/>

                  <URL>http://programcritique.com/subcategories/reviews/DaveRamsey13475.html?return_url=/subcategories/offlinegurus/DaveRamsey.html</URL>

        </Link>

       </Links>

      </CommonProperties>

               <Generator>
                <Name>MyST-X:RssInt</Name>

                <Version>5.00.0725</Version>

                <State>http://programcritique.com/subcategories/reviews/DaveRamsey13475.html?return_url=/subcategories/offlinegurus/DaveRamsey.html</State>

      </Generator>

     </ItemProperties>
        </ContentDocument>
       </Resource>
       <Shares/>
       <Subjects/>
       <UserPermissions>
        <CanDelete>false</CanDelete>
        <CanDiscover>true</CanDiscover>
        <CanEdit>false</CanEdit>
        <CanEditPermissions>false</CanEditPermissions>
        <CanRead>true</CanRead>
       </UserPermissions>
       <CommentInfo>
        <CommentChannelRef AllowAnonymous="true" Inherited="true">
         <ChannelID ObjectClass="Channel" Title="[Public] Public Comments">201472</ChannelID>
         <UserPermissions>
          <CanCreateChannelItem>false</CanCreateChannelItem>
          <CanDelete>false</CanDelete>
          <CanDiscover>true</CanDiscover>
          <CanEdit>false</CanEdit>
          <CanEditPermissions>false</CanEditPermissions>
          <CanPublish>false</CanPublish>
          <CanRead>true</CanRead>
         </UserPermissions>
        </CommentChannelRef>
        <Comments/>
       </CommentInfo>
       <Views>
        <SourceID ObjectClass="Channel" Title="[Weblog] Public Comments For Critiqued/Reviewed Business Opportunities">104745</SourceID>

               <View>
                <Name>blog</Name>

                <Model>blogsite/ProgramCritique/web</Model>

                <Style/>

                <Scheme/>

       </View>

               <View>
                <Name>edit-item</Name>

                <Model>blogsite/ProgramCritique/web</Model>

                <Style/>

                <Scheme/>

       </View>

               <View>
                <Name>left</Name>

                <Model>blogsite/ProgramCritique/left-content</Model>

                <Style/>

                <Scheme/>

       </View>

               <View>
                <Name>right</Name>

                <Model>blogsite/ProgramCritique/right-content</Model>

                <Style/>

                <Scheme/>

       </View>

               <View>
                <Name>wide</Name>

                <Model>blogsite/ProgramCritique/wide-content</Model>

                <Style/>

                <Scheme/>

       </View>

      </Views>
        <Views>
         <SourceID ObjectClass="Channel" Shared="true" Title="[Public] What's New">118207</SourceID>

                <View>
                 <Name>blog</Name>

                 <Model>blogsite/ProgramCritique/my-whatsnew</Model>

                 <Style/>

                 <Scheme/>

       </View>

                <View>
                 <Name>edit-item</Name>

                 <Model>blogsite/ProgramCritique/web</Model>

                 <Style/>

                 <Scheme/>

       </View>

                <View>
                 <Name>left</Name>

                 <Model>blogsite/ProgramCritique/left-content</Model>

                 <Style/>

                 <Scheme/>

       </View>

                <View>
                 <Name>right</Name>

                 <Model>blogsite/ProgramCritique/right-content</Model>

                 <Style/>

                 <Scheme/>

       </View>

                <View>
                 <Name>wide</Name>

                 <Model>blogsite/ProgramCritique/wide-content</Model>

                 <Style/>

                 <Scheme/>

       </View>

      </Views>
        </Item>
       </GetChannelItem_Result>
      </MySmartChannels>
